Back for 2025: Helios “Starter Homes” providing alternative access to Lloyd’s

Argenta Private Capital Limited* (APCL) today announces the launch of the 2025 round of the Starter Homes investment vehicles. The Starter Homes are a joint initiative with Helios Underwriting PLC (Helios), an AIM listed company. 

Starter Homes offer investors access to Lloyd’s via a rental fee, without the need to own the underlying capacity. This allows investors to put the majority of their capital to work in underwriting and take advantage of the strong market conditions. Renting, rather than buying, in this current market also lowers the required capital commitment for new investors.

After a successful launch in 2024, we are excited to bring this innovative arrangement with Helios back for another year.

Starter Home clients can invest in a portfolio of syndicates, curated by market-leading provider, Helios, for a single Lloyd’s Year of Account (YoA) – in this case, the 2025 YoA. Investors are thus provided access to a set of diversified business classes without exposure to historic back years.

The diversified nature of the Helios portfolio results in low capital requirements, which begin at 21% in Year One and reach 50% of capacity by Year Three.

Lloyd’s market conditions for the 2025 YoA remain highly favourable, and the Starter Home programme allows potential investors to commit capital up until 30^th of June or later, subject to Helios’ agreement. The investment timetable thus bypasses the time constraints of the traditional Lloyd’s capacity auction process which conclude in November each year. 

For more information, read our Starter Homes flyer here or please get in touch with Kate Tongue, Executive Director at APCL on Kate.Tongue@argentagroup.com to set up a meeting.